Five ways to start your financially independent (soft) girl life

Imagine waking up to warm sunshine after a refreshing night of sleep, a deep stretch in your cozy bed, and meandering to the kitchen to make a pot of french press coffee – breathing in the scent of a freshly brewed cuppa. No deadlines, no grinding non-stop as stress destroys your mental and physical wellbeing.

The day is full of endless possibility for you to do the things that bring you joy and contentment. The freedom to write, woodwork, garden, maybe even start working on a business idea – the freedom to simply be.

This is the ethos of the financially independent soft girl life. It’s not about consumerism or chasing trends. It’s about cultivating a life of creativity, discovery, and nurturing your soul while having the peace of mind that comes with financial freedom.

You have a good idea of the kind of life you want to lead and the things that bring you joy. At the same time, you also know you don’t want to be lying awake at night worrying about how you’ll pay your bills this month. So how do you create the life you’ve been yearning for?

Today we’ll dive into five essential ways to shift your relationship with money so you can turn your soft girl dreams into your reality. Let’s say goodbye to financial stress and hello to your soft girl era!

  1. Don’t be scared of money

You might be thinking “Who is scared of money?!”, but one of the most common reasons why people get into a bad financial situation is because they’re scared of money. Some signs that you might have a fear of money is feeling dread, anxiety, or avoidant when you try (or even think about trying!) to budget, understand how you should save or invest, checking your credit card balance after a fun weekend, or leaving it to a partner to “figure out”.

The worst part of being scared of money is it creates a vicious cycle. Once you start losing control of your finances you will feel more fear-fueled anxiety and start to avoid looking at your bank accounts, your savings, your debts, which worsens your financial situation even more. And the vicious cycle of fear feeds itself more and more.

You cannot have a positive relationship with anything – be it romantic, professional, or monetary – if one party is fearful of the other. The only way to have total control of your financial future is to conquer any fear you have of money. Don’t be scared of money is #1 on this list for a reason: It is the foundation of financial freedom.

If this doesn’t apply to you, congrats – you’re starting off in a better spot than many others. But if this sounds familiar, then we want to teach you how to address and resolve this so you can confidently embark on building your financially independent soft girl life.

2. Be honest with yourself

  1. Control your fear of money
    • You might be thinking “Who is scared of money?!”, but one of the most common reasons why people get into a bad financial situation is because they’re scared of money. Some signs that you might have a fear of money is feeling dread, anxiety, or avoidant when you try (or even think about trying!) to budget, understand how you should save or invest, checking your credit card balance after a fun weekend, or leaving it to a partner to “figure out”.
    • The worst part of being scared of money is it creates a vicious cycle. Once you start losing control of your finances you will feel more fear-fueled anxiety and start to avoid looking at your bank accounts, your savings, your debts, which worsens your financial situation even more. And the vicious cycle of fear feeds itself more and more.
    • You cannot have a positive relationship with anything – be it romantic, professional, or monetary – if one party is fearful of the other. The only way to have total control of your financial future is to conquer any fear you have of money. Don’t be scared of money is #1 on this list for a reason: It is the foundation of financial freedom.
    • If this doesn’t apply to you, congrats – you’re starting off in a better spot than many others. But if this sounds familiar, then we want to teach you how to address and resolve this so you can confidently embark on building your financially independent soft girl life.
  2. Be honest with yourself
  3. Look to your past to plan your future
  4. “Future You” is still you, be kind to her

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